TC/4 is a total banking solution which provides for anytime, anywhere banking with delivery channels such as internet banking, tele-banking and ATMs, that can be centrally controlled. It offers comprehensive and cost-effective data warehousing and disaster recovery systems, as well as online bank-wide MIS and automated inter-branch reconciliation.

Developed on open systems using fourth generation languages, TC/4's architecture is three-tier client-server with Tuxedo as the middleware for transaction management. The front-end branch delivery system has a graphic user interface (GUI). The TC/4 database resides on a central Unix / Linux server with an Oracle 9i or higher engine.

This structure makes TC/4 a very flexible system. It has a core TC/4 engine that is successfully running at few locations in India, and abroad - the previous version of which is operational at several overseas banks.

Each of the connected branches has Windows 2000/2003 Server with clients connected on a local LAN working on a branch delivery system, which communicates with the central server through the network. The central server is a high-end enterprise level RISC machine with high-availability transaction processing system features like hot swappable disks, RAID support, on-line diagnostics, fault-tolerant features, etc. Therefore, there is no logical limit to the numbers of accounts, transactions and terminals that a bank can operate with this system.

TC/4 architecture

TC/4 features