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BRAINS
2000 is a comprehensive customer and account
management system for the information and
data processing needs of a bank's branches
with predominantly retail banking operations.
This total branch automation solution covers
all the retail banking functions performed
in a branch, both in the front office and
the back office.
With
a powerful MIS capability, BRAINS 2000
provides the tools for the bank's senior
management to take strategic and timely
decision-making in a highly dynamic and
competitive market.
Modules
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Demand
liabilities (savings, current, flexi
deposits) |
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Time
liabilities (term deposits, including
daily deposits) |
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Fund-based
advances (cash credit, overdraft,
loans, bills discounting) |
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Non
fund-based advances (bank guarantees,
letters of credit) |
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Customer
services (issue of cheque books, cheque
stock maintenance, stop payments,
standing instructions, lockers, tax
collection, pensions) |
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Remittances
(demand drafts, pay orders, mail transfers,
telegraphic transfers) |
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Online
transaction processing (cash, transfer,
clearing) |
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Signature
and photograph maintenance and retrieval |
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Non-performing
assets |
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Shares
accounting |
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Branch
general ledger accounting |
Interfaces
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ATM
interface |
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Telebanking
/ IVRS interface |
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Mobile
banking (SMS) interface |
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Remote
terminal / information kiosk interface |
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Any
branch banking |
Technical
architecture, hardware and software platforms
BRAINS 2000 is based on open client /
server architecture, which frees the user
from legacy system constraints, allowing
him to produce superior offerings at lower
costs, within shorter time frames.
| Hardware
installed – make/model |
Pentium
III / IV processor |
| Operating
system – server side |
Windows
NT / 2000 / UnixWare / Linux |
| RDBMS
used – server side |
Oracle
8i server |
| Operating
system – client side |
Windows
98 / 2000 / XP |
| RDBMS
used – client side |
Oracle
8i client |
| Application
software |
BRAINS
2000 |
| Programming
languages |
Visual
Basic 6.0 |
| Security
features |
User
level, application level |
Strengths
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Universal
window |
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Flexibility
in operation |
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Modular
and highly parameterised software
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Dynamic
menu driver enables user-defined menu
options |
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Allows
growth in transaction volumes and
hardware |
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Truly
customer-centric |
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Multi-user
support |
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Highly user-friendly GUI interface
with menu-driven screens |
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Online
control and help |
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Electronic
authorisation of transactions |
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Acceptance and execution of standing
instructions |
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BRAINS
supports passbook printers. Drafts,
pay orders, maturity advices, etc.,
are also printed by the system. |
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Complete
housekeeping functions |
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Wide
range of MIS reports |
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Auto
lockout of terminal |
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Hot
menu option |
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Daily
deposits scheme |
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Flexi
/ sweep in deposits scheme |
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Subsidiary
general ledger accounting maintenance |
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Tax
deduction at source |
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Seamless
integration between modules and a
complete integrated suite of solutions |
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Designed
for rapid deployment |
The
application architecture of BRAINS 2000
provides for definition of banking products
and modifying them with ease. These products
incorporate the business rules defined
by the bank.
Experience
CMC has a great deal
of experience in implementing this system
at various banks.
Indicative
client list
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Vijaya
Bank: BRAINS 2000 has been implemented
in over 200 branches of Vijaya Bank |
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National Coop. Bank |
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Muvattupuzha
Urban Coop. Bank |
BRAINS
2000 has also been installed in the following
banks as a part of SAMABAYA (with BRAINS
2000 TBA modules plus COINS head office
solution):
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Orissa
State Co-operative Bank |
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Hoogly
District Central Co-operative Bank
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Malda
District Central Co-operative Bank |
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Assam
Apex Co-operative Bank |
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Vidyasagar
District Co-operative Bank, Midnapur |
The BRAINS Ingres version
has been installed in the following banks:
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Burdwan
District Central Cooperative Bank,
Burdwan |
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State
Bank of Mauritius |
Case
study
Vijaya
Bank
Contact
Head - BFS
CMC House
C-18, Bandra-Kurla Complex
Bandra (East)
Mumbai - 400 051
Tel: 022-26591000-2
Fax: 022-26591046
Email : bfs@cmcltd.com
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