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Survival
is only for the fittest in the banking
industry today. Vijaya Bank's management
opted for a solution that not only automates
its functioning, but provides enough intelligent
information for quick and effective decision-making.
Product
BRAINS
2000: Customer
and account management system for banks
This
total branch automation solution covers
all the retail banking functions performed
in a branch, both in the front office
and the back office. Its powerful
management information system (MIS) capability
enables a bank's senior management to
take strategic and timely decision-making
in a highly dynamic and competitive market.
Client
Vijaya
Bank
Vijaya Bank is a nationalised bank with
over 850 branches and a great focus on
information technology (IT). CMC won its
total branch automation (TBA) tender competing
with 19 companies in the RFI stage and
three well-established players in the
RFP stage.
The solution has been implemented at over
200 branches of the bank. The solution
runs on UnixWare business edition operating
system and Oracle standard edition RDBMS.
The
BRAINS system supports the following modules
and functions:
 Modules
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Demand
liabilities (savings, current, flexi
deposits) |
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Time
liabilities (term deposits including
daily deposits) |
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Fund-based
advances (cash credit, overdraft,
loans, bills discounting) |
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Non-fund
based advances (bank guarantees, letter
of credit) |
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Customer
services (issue of cheque books, cheque
stock maintenance, stop payments,
standing instructions, lockers, tax
collection, pension) |
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Remittances
(demand drafts, pay orders, mail transfers,
telegraphic transfers) |
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Online
transaction processing (cash, transfer,
clearing) |
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Signature
and photograph maintenance & retrieval |
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Non-performing
assets |
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Shares
accounting |
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Branch
general ledger accounting |
Interfaces
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ATM
Interface |
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Telebanking
/ IVRS Interface |
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Mobile
Banking (SMS) Interface |
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Remote
terminal / Information Kiosk Interface |
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Any
Branch Banking |
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